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Future Provider Protector Family Shield No Claim Bonus
Plan Basics

Why get a Protector?

Life Insurance Protection

The Company Protector provides financial protection by paying a specified amount in case of the Insured’s untimely demise.

Accidental Death Benefit

This plan also provides payment of additional benefits in case death is due to accident.

Total and Permanent Disability Benefit

In case of the Insured’s total and permanent disability, Protector provides a monthly replacement income for a maximum of (60) sixty-months if disability is due to natural causes and an additional lump sum if due to accident.

Daily Hospital Income Benefit

Protector provides cash benefit for each day that the Insured is hospitalized up to a maximum of ninety (90) days per illness.
Who is qualified?
1. Planholders and/or their spouse aged 18-50 years
2. With an active base Provider Plan
3. Individuals who are in good health and are actively performing the normal activities of life.
4. Individuals who never had and/or were never diagnosed to have diabetes, cancer, or tumor, high
    blood pressure, heart disease, any disorder of the brain or nervous system, deformity, impairment of
    sight or hearing, or loss of any part of the body or other physical defects; neither have undergone any
    operation or been hospitalized during the past five years.
5. Individuals who do not have any application for Life, Accident or Hospitalization insurance that was
    declined, postponed, or modified.
What are the Benefits of having a Protector Plan?
1. Death Benefit

If by Accident
If by Natural Causes

2. Total and Permanent Disability

If by Accident                     Lump Sum payment of P850,000   
                                            For 60 months

 If by Natural Causes       Monthly pension of P2,750/month
                                             Plus Monthly Pension of P2,750/month     
                                             for 60 months

3. Hospital Income Benefit

While Hospitalized P500/day up to maximum of 90 days per illness
                 (pre-existing conditions/diseases are excluded)
What would be the maximum number of units that could be acquired?
Each planholder/spouse, whether he or she has more than one (1) Future Provider plan, can only buy a maximum of two (2) units of this product
Is the Protector Plan Transferable?
A Protector Plan is not transferable.
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