If after 10 years of continuous coverage (policy
did not lapse) and the insured made no claim from
the policy during the said period, all premiums paid
will be refunded (w/o interest) to the insured.
What are the
Benefits of Having a Protector No Claim Bonus?
1. Accidental
Death and Dismemberment Benefit
2. Total and Permanent Disability
3. Hospital Income Benefit
Qualifications
for the protector
1.
Planholders and/or their spouse aged 18-50 years
2. With an active base Provider Plan
3. Individuals who are in good health and are actively
performing the normal activities of life.
4. Individuals who never had and/or were never diagnosed
to have diabetes, cancer, or tumor, high
blood pressure, heart disease,
any disorder of the brain or nervous system, deformity,
impairment of
sight or hearing, or loss of any
part of the body or other physical defects; neither have
undergone any
operation or been hospitalized
during the past five years.
5. Individuals who do not have any application for Life,
Accident or Hospitalization insurance that was
declined, postponed, or modified.
