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Individual: Whole & Limited Pay Endowment Term
Corporate: Group Credit  
Life Insurance Basics
LIFE INSURANCE BASICS
THE ABCs OF INSURANCE:
Basic Information on What Life Insurance Does for YOU
Chances are, you are not an insurance expert. In fact, if you know anything about it, you’re way ahead of the average Filipino. As a prospective buyer, you want to learn more. But you don't want to spend time deciphering insurance jargon or fending off a high-powered sales spiel. All you really want to know is 1) how to figure out what you need, and 2) how to shop intelligently for it. You'd like to do both as quickly and painlessly as possible.

You’ve come to the right place. In the Company's website, you can quickly get up to speed on insurance, assess your own needs, and contact us anytime you want. That's because we give you all the information you need about our policies and plans and about insurance in general, to be able to quickly reach an informed decision.

TYPES OF INSURANCE
Whole Life
Endowment
Term Life
Whole Life
Whole Life policies give you the most complete security and convenience. Besides covering the insured's death, it also builds up a "cash value account" that can be tapped as an emergency fund.

What a Whole Life Policy does:

    • It pays a death benefit to your beneficiary and offers a cash value account.
    • It provides a fixed premium, which does not increase during your lifetime.
    • It gives you the option to receive dividends from your policy or use them to reduce premium
      payments.
    • It offers you the right to borrow from or surrender the policy during your lifetime.
    • Secure Life and Secure Life Plus 5, 10, 20 are whole life and limited pay life policies that
      give you unparalleled security and convenience. You can learn more about the Secure Life
      and Secure Life Plus policies here, or you can email us and we will be more
      than happy to answer your questions for you.

Back to Top Whole Life and Limited Pay Life Products
Endowment
An Endowment Policy is a tool to help you chart out your financial future and avoid the insecurity that comes with high-risk investments. Endowment Policies guarantee a specific rate of return on your investment and provide protection for you and your beneficiaries.

An Endowment policy is the most sensible and risk free way of building up for the future. You can use the lump sum you receive from your policy as a retirement fund, capital for business, purchasing lifetime protection with a whole life policy... you can use it in any way you wish.

The Asset Builder Classic and Asset Builder Supreme Policies are powerful investment tools that help you chart the course of your financial future. Learn more about Asset Builder Classic or Asset Builder Supreme in our website or email us and we will be happy to answer any of your questions.

Back to Top Endowment Products
Term Life
Term life is the simplest and least expensive type of policy. A term life policy has only one function: to pay a specific lump sum to your beneficiary upon your death. The benefit and the policy limit are the same—a P500,000 policy pays a P500,000 death benefit. If you have a family, the policy protects them by providing money they can invest to replace your salary, as well as to cover immediate expenses incurred by your death.

The Protector Series is your key to a secure future when you are constrained by a limited budget. The Protector Series is also ideal for short term concerns. You can learn more about the Protector Series or you can email us and we will be more than happy to help you determine if a term life policy is a good option for you.

Back to Top Term Life Products